Buy or Sell Homes in South East Valley of Arizona

Tips and Tricks for and about Real Estate

2012-02-13T05:00:00.000-07:00

monthly newsletters come and go...but I find that this one has the best up to date
information...give it a try!

Tips and Tricks Newsletter

This is a good go to for what is going on in the market.
From The Debt cancellation bill expiring at the end of
the year, to what types of plants you should plant to enhance
your home and net the most down the line...there is
something for everyone! I hope you find it useful...

Call or email me if you ever have any questions or need anything!
www.AzBuysHomes.com www.SellshomesinAZ.com

Calling all Sellers....Investors are getting their hands on many of the homes in the Valley of the Sun- competition is again the name of the game!

2012-02-08T16:52:00.002-07:00

Office and home rent will continue to rise, according to MSNBC
Bottom Line - Office and home rent will keep rising and rising
bottomline.msnbc.msn.com
Paying rent is getting more painful for renters across the country in the face of rising demand and tight supply. Both the commercial and residential real estate markets are seeing increases, and more are expected in the months and years to come. Office construction starts were a …
Very interesting, Investors are speculators, the more they see this trend, the more an average home buyer will have to compete with investors to purchase a home. 48% of sales have been cash as the trend shows in 4th Qtr 2011...there is a demand for homes out on the market- just not enough inventory to quench the need!
So if you are thinking of selling, please let me know-I can help! Go to my website at www.AzSells Homes.com for more information about what I can do to help. and if you want to know figures to see if it would be worth selling your home to move up to a better home, go to www.SellsHomesinAz.com it will generate a report, automatically giving you a general guideline of what your home is worth, and what it may be worth in a few years. Armed with this information you should be able to determine if Selling is a good idea!
Feel Free to call or email if you have any questions...

February Buffini Blast

2012-02-03T09:57:00.000-07:00

Click HERE to see full article!

Thinking of Selling? Use the Short Sale or Stay Calculator

2012-02-03T02:00:00.000-07:00

Formany people, buying or selling a home is the most burdening financial decisionthey will make in their lifetime. "Millions of American's hold a firmbelief that their home is an investment, but thoseinvestments haven’t had positive returns in the past few years.”
With theperspective that your home is an investment, the short sale or stay calculatorprovides homeowners with clear statistics on when their home might become aninvestment again based on three different market scenarios. It is tailored toeach person’s unique situation and easy to use.

Theshort sale decision calculator gives valuable information regarding the currentvalue of your home and when you can expect your home to be an asset again givena variety of market scenarios.
Click on www.SellHomesinAz.com

Simply enter in your property address
your mortgage information
your valid email

Very quickly it will compile 3 different scenarios for you and send them to your email address, once you have that information you are equipped to make some decisions on if you should stay or if you should sell.

There is no obligation and it is free to do it...but if you decided selling is a good option for you and your family, then I would be happy to start the process with you!
Give me a call at 480-570-1912 or email me at BeeryRealty@gmail.com or you can find me at www.AzBuysHomes.com

January 2012 Market Report

2012-01-20T13:10:00.000-07:00

Here is the Market Report for the end of December, 2011. The market continues to shift and 2012 promises to be a very competitive year in Real Estate. Prices are on the rise and Inventory is declining.
Closed Sales Report Analysis:
Sellers:
As inventory continues to decrease, the number of closed sales continues to grow.
The month of December saw a 9.2% INCREASE in the number of closed units that follows a 5% DECREASE in November. For sellers, this means that buyers are still very, very active in today’s market. New home builders continue to ramp up their inventory to provide options to buyers so sellers need to continue to monitor market activity.
Buyers:
Buyers need to pay very close attention to this statistic. The increase in the number of closed sales is definitely related to the shrinking inventory – buyers are anxious to buy in a market that brings much competition. We continue to see multiple offers on high-demand properties, and in some cases, buyers need to pay more than list price in order to be the successful bidder. Buyers MUST carefully work with their real estate professional to understand the market AND to understand how they can compete with the market demand and other buyers who may be in a financial position that is more appealing to the seller.

To see my entire Market Report, click HERE!

January 2012 Newsletter

2012-01-13T15:39:00.000-07:00

“New Website- Short sell or Stay Calculator”
www.SellHomesinAZ.com

Wondering when your home will bounce back to being your most valuable asset, now you can see an estimate based on past trends.

Residential Housing Ready to Awaken?

By CNBC

After half a decade of withering sales and slumping prices, there are strong and diverse signs that the single-family housing market is poised for a rebound. In some metropolitan areas, the market has bottomed, with both sales and prices on the rise and foreclosures on the decline.

To read more, click HERE

To read my entire newsletter click HERE

December 2011 Newsletter

2011-12-16T11:51:00.001-07:00

5 Reasons the Holidays are a Great Time to Sell

By Louie Ortiz

1. Most areas are in a declining market – In adeclining market, a home owner will typically get a better sales price nowrather than waiting until after the holidays or even spring.

2. There is less competition – Many homeownerstake their homes off the market for the holidays. As a home seller, this meansthere is less competition. Generally more homes come back on the market afterthe holidays, which means increased competition for the seller.

3. More serious buyers shop for homes duringthe holidays – The buyers that take the time to look for homes are usually moreserious. Some may be relocation buyers that need a home before the end of the year.Some investors may also want to close before the end of the year for taxreasons.

To readmore, click HERE

Homeownership Rate Rises After TwoYears of Decline

By Krista Franks

Afterfalling to a 13-year low during the second quarter, the homeownership rateposted a highly unexpected rise in the third quarter, according to a CensusBureau report released Wednesday.

Withforeclosures forcing homeowners out of their homes and buyers waiting on thesidelines as home values declined, the homeownership rate has been on thedecline for quite some time. In fact, according to Bloomberg, the third quarterrise is the first in two years.
To readmore, click HERE

Housing to gradually improve in 2012,NAR economist says

By Kerry Curry

Gradualimprovement in the housing market is expected next year, with existing-homesales edging up 4% to 5% and new home sales getting an even bigger boost offthis year's record lows, the chief economist of the nation's largest realestate group said Friday.

"Tightmortgage credit conditions have been holding back homebuyers all year, andconsumer confidence has been shaky recently," Lawrence Yun, chiefeconomist of the National Association of Realtors, said. "Nonetheless,there is a sizeable pent-up demand based on population growth, employmentlevels and a doubling-up phenomenon that can’t continue indefinitely."
To readmore, click HERE

To Read the entirety of my newsletter, please go to my Facebook Page.

October link to my newsletter-

2011-10-04T08:00:00.001-07:00

Great info! Hope you like it!! :)

http://www.anypresentations.com/enl/view.php?id=6763&sid=2e4c

New Home Sales fell in August for the 4th month

2011-09-26T16:04:00.001-07:00

According to AZCentral article published today--http://www.azcentral.com/business/realestate/articles/2011/09/26/20110926new-homes-sales-fell.html .

New homes sales are falling for the 4th month in a row. This could be good for the buyer! Picking up a new build for just about as much as a re-sale home!

As new homes are falling right now, I'm driving around the South East Valley one would ask, "Do the builders know something we don't?"

Well, I woud say yes, they know that right now there is only about 2-3 months worth of a supply of re-sale homes in inventory. Compare that to the same time last year we had a whopping 9-12 months supply. Builders are getting permits again from the county, trying to be ready when the resale market turns.
That is something you don't hear much of- but the facts are- if you are thinking of purchasing a foreclosed home, then understand you are not alone. there are many people trying to get in on the 'good deal'. Many times folks have found themselves in multi-offer situations on homes/condos from $20,000-250,000.

Now the good news is interest rates are still low, and if you are buying your primary residence (meaning the only home you will own) then you will only need to have 3.5% down for FHA and up to 20% down for conventional loans. In many cases the sellers are still willing to give concessions for the closing costs. That can ease your amount of cash to come up with.

If you are still interested in seeing what is actively for sale within Phoenix metro;

Click Here-- www.AzBuysHomes.com go to the MAP SEARCH link and you will be searching the MLS just like an agent- no third party!

As always, let me know if you have any questions!

Take care,

Elaine Beery
United Broker's Group
480-570-1912

Things to consider if you want a home with a pool in Arizona.

2011-09-12T09:19:00.000-07:00

You have decided to move to Arizona, and you see a lot of homes have a pool out here. Here are a few things to consider when buying a home with a pool.

· If the pool is heated, you can have all year enjoyment.

· If the pool is not heated, then you will most likely not use it for about 6-8 months of the year (typical usage is from May through September), depending on your tolerance of colder water. But will have to maintain it by adding chemicals and keeping the water level up, and cleaning it. Average cost $50-100 per month. Measure the cost with the usage to see if you feel it is worth it. You can hire a pool company to come out each week or biweekly or you can do the maintenance yourself…but that is about a 2 hour time commitment.

Remember, the city can fine you if your pool is not taken care of and becomes a heath hazard.

· There are safety measures you must take by law if you have a pool. Here is a good website to find out the current requirements; http://www.azdhs.gov/phs/oeh/pool_rules.htm and check with the city you plan to purchase the home in as they may have additional rules/laws.

· With safety measures come liability—be sure to talk with you insurance company to see what your home insurance will cover, and how much a year will it be.

· If you decide to get a home warranty on your home, check with the company to see if you will need extra coverage for a pool and what they cover like; the pump, the electric panel, the valves, etc., etc., and if it is a salt water pool do they cover the salt cell?

Pools are very enjoyable out here in the heat of our summer, but do your homework before you buy and you will find yourself relaxed and at ease, floating away an afternoon. If you don’t the same afternoon could be filled with all sorts of things you didn’t expect.

Golf course Home in Mesa

2011-08-19T10:34:00.000-07:00

Wow there are so many golf courses in Mesa Arizona. That means there are a lot of homes on a golf course. There are perks to living on a golf course and there is a down side. If considering purchasing a home you might want to consider some of these.

Down Side

· You must sign a waiver, that any damage to your home is your cost to repair not the company/HOA’s that own the golf course, they have no liability.

· You home insurance will be more costly.

· Privacy, if you like your privacy- on the golf course is not for you.

Upside

· Your playground is in your back yard

· Most times there is beautiful grass to look at and you didn’t have to mow it.

· Higher property values than the rest of the community.

I have a great list of homes on the golf course in Mesa please see my website at www.AzBuysHomes.com one in particular I want to point to is

http://www.azbuyshomes.com/9003587_0-1553-N-SINOVA----Mesa-AZ-85205-MLS-4616581-RES_Detail.aspx This home has it all!!

Call if you have any questions about this or anything else related to Arizona Real Estate…I am here to help!

Take Care,

Elaine Beery

480-570-1912

BeeryRealty@gmail.com

www.AzBuysHomes.com

Val Vista Lakes Gilbert Arizona--Lake Property in the Desert...Yes, Your Very Own Oasis

2011-08-14T10:12:00.000-07:00

Today I wanted to tell you about this hidden gem of a community. It is in Gilbert right off the US60 and Val Vista. Snuggled between mature trees, and a beautiful winding lake, there is a club house with a recreation center with cardio and weights, 8 court tennis complex, indoor racquetball a junior Olympic pool and spa banquet and meeting room a waterfall and tropical feeling lagoon swimming pool and it even has a beach you can enjoy.…making this a perfect place to own a home no matter if it is you’re first or a second home. There is a condo community with a garage within this marvelous community as well—for those who want less maintenance.

Val Vista Lakes is more than just a wonderful master planned community. It feels like a paradise. VVL has 24 subdivisions offering both lakefront and off lake homes. Several communities are gated- some custom homes and others are track homes, so there is something for everyone. Top this off with Gilbert School district (one of the best in the state) and you can’t go wrong. There is everything you need around you as well. If this wasn’t enough, there is a variety of commercial businesses, that consist of restaurants, grocery stores, medical facilities, pre-schools, retail clothing, insurance agencies, banking facilities and automotive needs, just to name a few of the conveniences right in your own neighborhood. So if you are looking for a “get away” home or just want to lay down roots for your family, this community would be a good one to consider.

Here is a link to my website to get you started looking for a home http://www.azbuyshomes.com/195640-Gilbert-Val-Vista-Lakes-AZ-RESCmty.aspx

Now, if you want more information about buying or selling please contact me at BeeryRealty@gmail.com or 480-570-1912 and I would be happy to send you some information.

Stay cool!

Elaine Beery

480-570-1912

Beeryrealty@gmail.com

www.AzBuysHomes.com

Tips to sell your home

2011-07-18T13:01:00.001-07:00

1. Your neighbors. Most homeowners contemplating selling their homes understand the importance of well-kept neighboring homes. Many a buyer has pulled up to an amazing house, viewed it, and left shaking their head with woe, saying great house, but I can’t live here.

On the flip side, your neighbors themselves - not just the homes, but the people - can actually help sell your home. Many homeowners know people who want to live in their neck of the woods; this is one reason many seasoned real estate professionals hold their listings open to neighbors and send out postcards to neighbors announcing the listing - the neighbors might know people who are interested in your home!
It’s a good idea, if and when you decide to list your home for sale, to touch base with neighbors you know and let them know; it’s in their best interests to get good new neighbors, so they might be able to go the extra mile in showing the neighborhood’s biggest asset - themselves - off to its best advantage.

2. The right sights, smells and sounds. It’s no news flash that the view of a used car lot; stinky foods or animal smells; and the siren song of a fire station next door could be deal-killers. What might surprise is some of the right sights, smells and sounds that can help seal the sale of your home.
For example, playing a soundtrack of classical musical is fine, but will cause some skeptical buyers to wonder what noises you might be trying to cover up - especially if you’re in a condo or other potentially thin-walled property where neighbor noise might be an issue. On the other hand, birdsong can be attractive to some buyers. The scent of the jasmine or lavender that grows in your yard or fresh baked cookies can be quite enchanting.
You might be desensitized to the amazing views of trees, mountains or even water outside your window, but pulling back the curtains so prospective buyers can see for themselves is an absolute must.
Home buying is a multi-sensory experience - visual staging of the property itself is no longer a plus, it’s a must. But homes which create pleasant impressions that fire on all of a buyer’s sensory cylinders definitely have the edge on their competition.

3. Your dog. The New York Times ran a piece a few months ago about sweet, well-behaved dogs (and cats!) who reportedly helped sell their owners’ Manhattan apartments. Now of course, if the house smells of cat or dog- this will not hold true, but pets do play a strong part of our emotional ties to our home.
Definitely consult with your agent before you decide to implement leaving your dog at home for showings as part of your plan. I’m a dog lover, and would be concerned that someone might inadvertently let one of “my girls” out, if I left them there while my house was being shown; as well, would-be buyers or their agents may have allergies your pet could set off. Lately, it seems like I’ve seen many brokers attempting to capture the best of both worlds by making sure that the family pet or even the broker’s own pet is captured in a charming tableau in 1 or 2 of the listing pictures, even if they’re not present at the home during showings.

4. Your happiness. Video and even written love letters that extoll all the virtues for which you love your neighbors, your neighborhood and your property are contagious to buyers. I’ve seen sellers help buyers see their homes through their own loving eyes by posting videos on YouTube and including the link on the listing flyer or even by putting a binder containing a letter plus menus and flyers from their favorite neighborhood restaurants, dry cleaners and other local merchants out on the counter during showings.
Wide-open curtains that let light stream in, light and bright paint and decor colors and other home features that science has proven make residents more happy and functional also create this thought process in a buyer’s mind: “Hmm, these people seem happy here. I could be, too.”
Similarly, indicators that you invested a lot of love in your home, by keeping it in immaculate order and pristine condition, by tending a well-cared for kitchen garden, lovingly furnishing and making comfortable (if not overly customizing) your kids’ rooms, all create the feel that a home was happily lived in - it’s like staging your home with a life well-lived, not just paint and tile.

I hope these tips help and if you want to see a home in Glendale, Arizona using some of these qualities! click the link

http://www.flexmls.com/cgi-bin/mainmenu.cgi?cmd=url+other/createlink/link_receiver.html&no_html_header=true&i=u4ac9cof1j5,12

Here is a great property in Gilbert, Arizona with a pool!

http://www.azbuyshomes.com/8831984_0-3949-S-SPLENDOR-Place-Gilbert-AZ-85297-MLS-4603294-RES_Detail.aspx

If you would like to see what I can do to help you sell your home, please give me a call

Elaine Beery

United Brokers Group

480-570-1912 Direct

www.AzBuysHomes.com

10 Quick & Easy Energy-Saving Summer Tips

2011-07-18T12:25:00.000-07:00

1. Limit fan use to only when you are in the room with them. Ceiling, oscillating and standing fans give you the feeling of being cooler without actually changing the temperature of the air.

2. Use compact fluorescents, which burn cooler than regular bulbs. Not only will you save year-round, up to $40 over the life of the bulb, and in the summer you'll reduce the heat generated into a room.

3. Use evaporative coolers and whole-house fans. Both are cost-effective methods of keeping a house cool without spending a lot.

4. If you have central air conditioning, keep your thermostat at 78 degrees. Each degree above 78 can knock off an additional six to seven percent off your cooling costs.

5. Get rid of hot air. Use an exhaust fan to blow hot air out of your kitchen while you’re cooking. The savings on your cooling costs far outweigh the electricity used by the fan. Also, take lukewarm showers and baths to avoid humid air, which holds more heat.

6. Turn your water heater down to 120 degrees. This saves you money and is a safety measure if you have children in the house.

7. Hold off on doing laundry and dishwashing until nighttime to avoid generating extra heat in your home. Also, consider taking advantage of the warmer air and dry your laundry outside.

8. If you have a pool, turn off your filter overnight when the pool is not in use.

9. Use your microwave or smaller, countertop appliances for cooking instead of the oven or stove.

10. Close blinds, drapes and shades during the hottest part of the day. This keeps the strong sunlight from heating your home.

Hope these help!!

Elaine Beery

United Broker's Group

480-570-1912

www.AzBuysHomes.com

interesting reading

2011-06-06T09:19:00.000-07:00

If you are trying to say on top of what Fannie and Freddie are doing, here is a good article!

And remember, you can search the MLS from my website any time of the day or night!

www.AzBuysHomes.com

I am here to answer questions, and help guide you to your new home!

Take care,

Elaine Beery
United Broker's Group
480-570-1912

Wonderful home for sale in Gilbert Arizona

2011-05-30T00:03:00.000-07:00

http://www.youtube.com/watch?v=Wu5Ig8S7jl0

Click the link to see a video of a spetatular home for sale in Gilbert Arizona. 5 bed 3.5 bath 4 car garage with RV parking, private pool, and a 1 bed 1 bath with 1 car garage casita...

Contact me if you want more infomation! :)

Buying Bank Owned property in Arizona

2011-05-28T11:41:00.000-07:00

These 4 Tips for buying bank owned properties, things you should know before deciding to look at them. We all have seen the enormous influx of bank owned properties, but do you know the down side of buying a bank owned property?

There are Risks involved, but you can minimize these risks just by doing some due diligence.

1.) When signing the bank addendum, (a document the banks add on to the actual contract) make sure you realize what type of deed you are going to receive. If it is not a General Warranty Deed, make sure you are getting the home and you fully protected with the most title insurance you can. Most banks will issue you a Special warranty Deed, in Arizona. If this is the case, you should look into extending your insurance policy to cover any gaps. See this reference https://docs.google.com/viewer?a=v&pid=explorer&chrome=true&srcid=0B9NjruZku4zPZGMwODFmOGYtMDBkNC00MzIzLTg1MzAtNGVhODVlNWExYTcz&hl=en_US&authkey=COjcpqYH

2.) Because the bank acquired the property through foreclosure, the bank will not be able to provide you with the (SPDS)Seller's Disclosure or the (CLUE Report) Insurance disclosure. So, be aware this means you know nothing about the history of this property...it could have been flooded, had a leak in the roof, or anything else that might be of concern to you. So this means you need to do some leg work to find out what you can about this property. Use this to help; http://www.aaronline.com/documents/buy_advis.pdf I suggest to try to get a Home Warranty on the home if you can...I call it a safety net for the first year.

3.) Make sure you know your inspection time and do all inspection you are concerned with at that time. I.E. Home, Pest, termite, Pool or Roof inspection, even check the square footage- whatever is your concern. Usually, they give you 10 days for inspections and to lock your rate in to purchase the home (yea, there is a provision for this in the standard Arizona contract). But some bank addendums will modify this an only allow you 5-7 days. that is critical to know, as after that period you will only be able to walk away with your earnest money if you don't qualify for the loan.

4.) Understand, that when asking for concessions from the bank this amount will be provided at the time of closing. So you will need cash in hand to pay for inspections and appraisal(s) and sometime even the HOA disclosures as the HOA is now in some cases charging an upfront fee for these.

If you use this guide, you will have a good chance to find a good deal in the bank owned properties for sale in Arizona.

Of course, if you want more information I would be happy to help you can call me at 480-570-1912, email me at BeeryRealty@gmail.com

You can find me on the web at two websites, http://www.AzBuysHomes.com or at http://www.AzSellsHomes.com

Take care,
Elaine Beery
United Broker's Group

3 Great tips for buying HUD properties in Arizona

2011-05-16T02:43:00.000-07:00

Well, the summer is just about here and not to sound too cliché...but our housing market is getting hot especially with our HUD Properties.

Here are 3 things buyer's need to know about buying HUD properties;

1.) HUD uses a blind bidding system, and the original list price is the price HUD determined is the market value by an appraisal, so if you want to get a loan for this property, you can't offer more than that price, as the lender's will not give you any more money that that price. Doesn't mean you can't offer more but just be prepared to come out of pocket with the amount over.

[i.e. list price $100,000, you offer $104,000 you will be coming to the closing table with your closing costs and $4,000 + your regular down payment of 3.5% for FHA (owner occupant) or 10-20% for conventional].

2.) HUD gives owner occupants a 10 day time period at the beginning of each listing, so they are not having to bid against investors right off the bat. On the flip side, that means investors can't have a agent/broker put an offer in for them until the end of the 10 day period.

3.) HUD sells all their properties As Is, but will allow you to do an inspection but you must get permission from HUD to turn on the utilities at your cost, they give you a 72 hour window to make this happen so having your inspector(s) lined up would be preferable. If items found that will hinder your ability to get a loan on the property, Hud will either fix, or reduce the price accordingly. (they determine which they will do) If it is something that isn't a loan concern it is the buyer's responsibility to repair after they purchase it.

Well that is my tip for you today and I hope you find it useful...as always, if you need more information about this topic or you just want to get some help buying a home in Arizona. Please call or email me. Or come by my website to see what's available...I look forward to hearing from you.

Take care,

Elaine Beery
United Broker's Group
480-570-1912

The good, the bad and the ugly news about Real Estate in Mesa, Gilbert and Queen Creek

2011-04-27T12:01:00.000-07:00

Keep trying as I may to be positive, the facts are we have gone from 18-22 months of inventory on the MLS to about 3-6 months of inventory in about 1-1/2 years…so when folks ask me, “do you think the market is still declining?” I would have to say ‘NO’ not in the South East Valley of Arizona. Have I seen prices rise? No not enough to make a significant difference. But in some cases, there are multiply offer and the folks are out bidding each other. Especially in the $120,000 price point and lower. So, I would say, now is the time to be looking and buying…with the interest rates and the prices as they are, I would say this could be called the ‘Perfect Storm’. If you are interested in finding more out, please call or email me.

If you want to start your search feel free to go on my website and do so…I would love to hear from you if you find a home or condo you are interested in. So we can get you on your path to own it!

Elaine Beery

480-570-1912

Beeryrealty@gmail.com

www.AzBuysHomes.com

So excited to share my website, please take a peek!

2011-04-19T17:02:00.000-07:00

Well I am starting my new outlook on life at United Broker’s Group, I am filled with excitement! I was able to launch my new website and I am looking for feedback from all who see it… it is; https://www.AzBuysHomes.com so pop on over and see what you think.

You can actually search the live Arizona MLS and see up to date what is available. I have a Map feature that is just awesome! In addition to this, there is a lot of info about purchasing homes in Arizona. And even a link to another website of mine https://AzSellsHomes.com that has information about what's in and around certain locations, even the buyer's advisory--tons of information if you have property in Arizona and want to sell it.

Please give me the “good the bad and the ugly” of what you think, so I can improve to assist you and others! You know you can always give me a call or email if you have questions or if you need anything!

Take care,

Elaine Beery

United Broker’s Group

BeeryRealty@gmail.com

480-570-1912

Where in the world did all the houses go??

2011-04-05T13:58:00.000-07:00

Perhaps a bit optimistic, but in the last 3 months Our MLS (Armls) has sold on average about 1,000 more homes than we sold in 2005…Arizona Real Estate is hot, again! Yea there will be folks saying “but the price of homes has dropped so, how can you compare the two years”…to that I say…ba’humbug!! We all know the prices in 2005 were out of whack.

But what I want to scream from the roof tops is…”Hey things are not as bad as what we hear from the TV and other media”. If you are able, NOW is the time to buy a home. But let’s all do ourselves a favor and have reasonable expectation. No promises of 20-30% equity in 2-3 years. If you are buying a home or condo realize it is a long term investment and you will do just fine.

For more info on this or buying/selling a home in the Phoenix area, feel free to email or call.

Just my opinion…takes it for what it is worth,

Elaine Beery

United Broker Group

480-570-1912 Direct

BeeryRealty@gmail.com

www.AzBuysHomes.com

2011-03-29T16:32:00.001-07:00

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Spring is just about here...

2011-03-15T02:21:00.000-07:00

Mesa, Arizona is just beautiful this time of year. After all the unseasonal cold weather we had, it just feels good to go out on the porch and hang out for a bit and relax.
Things are changing for me like the seasons change for the world. I am jumping on board to another real estate company. Looking forward to it, a bit nervous and very excited at the same time!

Well, that is all I have for now, keep your head out of the clouds and your feet on the ground!

Take Care,

Elaine Beery
480-570-1912
www.AzBuyshomes.com

2011-03-04T14:10:00.001-07:00

http://www.linkedin.com/news?viewArticle=

&articleID=343538472&gid=42480&type=member&item=43067729&articleURL=http%3A%
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this post

The Facebook Setting You Should Change as Quickly as Possible

Facebook finally provided a way
to keep any random
jerk in the caf� from hijacking your account. But you have to go out of your
way to enable this protection, and you might have to wait. Still: Jump on
this.

Facebook has at long last offered an option to use the encrypted
"HTTPS" protocol, a
feature it will begin rolling out today but won't finish for a "few weeks."
You should check now if it's available, and sign up as soon as it is enabled
for your account. The performance overhead is minor�zippy Gmail, for
example, uses HTTPS for everything�and it's an important step to keep your
Facebook account safe from being hijacked on an open or poorly secured
wireless network.

By default, Facebook sends your access credentials in the clear, with no
encryption whatsoever. Switching to HTTPS is important because a browser
extension called Firesheep has made it especially easy
for anyone sharing your open wireless network�at
cafe or conference, for example�to sniff your credentials and freely access
your account. One blogger sitting in a random New York Starbucks was able to
steal 20-40 Facebook identities
in half an hour. HTTPS solves this longstanding
problem by encrypting your login cookies and other data; in fact the
inventor of Firesheep made the software to encourage companies like Facebook
to finally lock down their systems.

You can sign up for Facebook HTTPS by going to Account Settings
and then selecting "Account
Security," third from the bottom. Then click under "Secure Browsing" � if
it's there. Facebook says
everyone should have
this by the end of the day, but in the meantime you might be missing the
relevant option toggle.

The Facebook Setting You Should
Change as Quickly as PossibleFacebook is sure taking its sweet time rolling
this out. Firesheep has been out for more than three months, and the EFF
released a plugin for secure Facebook connections back in June
. Even the HTTPS option is half measure. It applies only on the
website, not on Facebook's iPhone app.

And HTTPS should really be automatic for all Facebook users, not an opt-in
buried in one of Facebook's famously labyrinthine settings menus. Facebook
seems to recognize this, writing, "We hope to offer HTTPS as a default
whenever you are using Facebook sometime in the future." Given that Facebook
secures not only intimate pictures and chats but people's credentials on
other websites , that future
really can't come soon enough. But if history is any guide
,
Facebook's users are in for a long wait for proper security.

Don't keep me a secret, if you like my services please tell everyone!

Elaine Beery

RE/MAX Achievers

480-570-1912 Direct

800-525-9471 Tolll Free

480-248-2826 Fax

BeeryRealty@gmail.com

www.AzBuysHomes.com

my blog

2011-02-21T10:38:00.001-07:00

http://ping.fm/ACixF
etter-weekly Time as put together a list of the greatest toy.

I remember some, do you!!!

Don't keep me a secret, if you like my services please tell everyone!

Elaine Beery

RE/MAX Achievers

480-570-1912 Direct

800-525-9471 Tolll Free

480-248-2826 Fax

BeeryRealty@gmail.com

www.AzBuysHomes.com

my blog

2011-02-21T10:36:00.001-07:00

http://ping.fm/WcwiW here are some
great tips for you and your family to save money .some of them I wouldn't
have thought of, so I hope you like it!!! J

Don't keep me a secret, if you like my services please tell everyone!

Elaine Beery

RE/MAX Achievers

480-570-1912 Direct

800-525-9471 Tolll Free

480-248-2826 Fax

BeeryRealty@gmail.com

www.AzBuysHomes.com

my blog

2011-02-14T08:18:00.001-07:00

http://ping.fm/GtIGb
g-down-fannie-and-freddie-2011-02-11 Lending is changing again, it is going
to be tougher to get into a home with a higher down payment requirement.hang
on to your hat!! For the rest of the story click the link.

Don't keep me a secret, if you like my services please tell everyone!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

BeeryRealty@gmail.com
www.AzBuysHomes.com
my blog

2011-02-09T09:47:00.001-07:00

http://ping.fm/35YZk
ket-growth-2011-02-08 if you are worried because your credit isn't what it
used to be, the banks are now looking at you if you have a 580 or more
credit score.of course there are factors to be take in consideration but
stay on the bright side.now there is a chance to buy a home!

Don't keep me a secret, if you like my services please tell everyone!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

BeeryRealty@gmail.com
www.AzBuysHomes.com
my blog

2011-02-03T20:43:00.001-07:00

Well for those of you who don't originate in Arizona, this is not a weird
site, but for those of you who do...once in a blue moon!!

Enjoy...

2011-01-20T13:57:00.001-07:00

Wells Fargo & Co. (NYSE:WFC
) announced this morning that it pulled in record profits during the fourth
quarter of last year and for the full-year 2010.
The company reported net income of $3.4 billion in Q4, or $0.61 per common
share, up 21 percent from the same period a year earlier. For all of 2010,
the company earned $12.4 billion, or $2.21 per share. That compares to $12.3
billion in 2009.

I don't know about you, but if this is true, for all the foreclosures in the
market, are.this worries me? Just in Arizona alone we are seeing about 30%
of the homes for sale are what we called "bank owned", so have the banks
found a way to make money by taking people's homes from them..not good!!
Let me know what you think!!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Toll Free
480-248-2826 Fax
BeeryRealty@gmail.com
www.AzBuysHomes.com

cid:image001.jpg@01C93DD3.05E07640

2011-01-15T22:28:00.001-07:00

http://ping.fm/Udica
han-two-thirds-study-2011-01-13 If you have been out looking to buy homes
owned by banks, you can say that these simple things really do make a
difference in if you would make an offer or not on the property....Glad they
figured it out!!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Toll Free
480-248-2826 Fax
BeeryRealty@gmail.com
www.AzBuysHomes.com

cid:image001.jpg@01C93DD3.05E07640

2010-12-29T13:34:00.001-07:00

Just listed: 21075 E Calle De Flores, Queen Creek, AZ 85142 for $190,000 http://ping.fm/v4YqB

Survey: Rising Rates, First-Time Homebuyers Drive Market in November

2010-12-21T09:32:00.000-07:00

Rising mortgage rates helped push first-time homebuyers to buy properties in November, while investors lost some of their enthusiasm for distressed properties last month. These are two of the major findings of the latest HousingPulse Tracking Survey released by the market research firm Campbell Surveys Monday.

For the rest of the story;

http://www.dsnews.com/articles/survey-rising-rates-first-time-homebuyers-drive-market-in-november-2010-12-20

Higher rates will be a factor for our market now and they are predicting into the future. But ‘higher’ is completely relative. My first home I had a 9.5% back in the late 80% and I thought I was getting a "low rate". As with anything- hindsight is 20/20.

As believe me, the folks who took advantage of our market earlier this year can testify to, Now That was the Perfect Storm...Interest rate around 3.75% Prices lower that our market has seen since 2003...Yes, if you jumped in at this time you did Good!!!

But, what will folks be saying about now in 1 year or two years from now? I think it will echo the same tune....so if you are thinking of buying...Congrats for staying on top of the market...if you have more questions I would love to help you, so call of email me!

Elaine Beery CDPE, ABR, SFR, CNE

RE/MAX Achievers

333 N Dobson Rd #5

Chandler, AZ 85224

Toll Free 1800-525-9471

BeeryRealty@gmail.com

www.AzBuysHomes.com

FAX 480-248-2826

Telephone: 480-570-1912

2010-11-09T09:51:00.001-07:00

http://ping.fm/rpmx8
ndards-still-tight-for-mortgages-2010-11-08 The Federal Reserve
says both large and small banks are
beginning to ease back on their credit requirements for "some categories of
loans" to households and
businesses.http://ping.fm/yB60L
However, standards continue to tighten on prime mortgages and home-equity
loans, particularly at smaller institutions.
For the rest of the story click on the link!!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

abrCDPELogo_bw_72dpi_70x69SFR_Logo.small

.

2010-11-08T21:42:00.001-07:00

Among us all there seems to be a sense that the 'good life is in the past'
and what we are facing today is 'troubled times'. To combat this feeling;
Try to find joy in the small things, appreciate kind words that come your
way, and never forget we are here to help each other..I found this saying
and want to pass it along. A good memory is one that can remember the day's
blessings and forget the day's troubles.
So try to have a good memory!!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

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.

2010-11-04T11:14:00.001-07:00

Ally Financial's GMAC
Mortgage subsidiary was the first major servicer to admit to problems in its
foreclosure procedures that led to errors.
http://ping.fm/g4xcW
ver-robo-signers-2010-11-03

The findings led the company to freeze foreclosures and REO sales in certain
states and cast a shadow of doubt over the integrity of the entire
industry's servicing practices, as several other large lenders followed suit
with their own foreclosure suspensions and affidavit reviews. Click on the
link for the rest of the story!!

Wow, Someone stepped up and took the blame!! It is bad that it happened, as
many lost their homes because of this, but at least someone stopped the
buck!! Now if others would get on board, perhaps we could fix this mess
instead of wallowing in it!!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

CDPELogo_bw_72dpi_70x69SFR_Logo.small
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2010-10-09T06:48:00.001-07:00

"Bank of America Corp., the biggest U.S. lender, extended a freeze on
foreclosures to all 50 states as concern spread among federal and local
officials that homes are being seized based on false data. "We will stop
foreclosure sales until our assessment has been satisfactorily completed,"
the Charlotte, North Carolina- based company said today in a statement. "Our
ongoing assessment shows the basis for foreclosure decisions is accurate."
Bank of America, JPMorgan Chase & Co. and Ally Financial Inc. already froze
foreclosures in 23 states where courts supervise home seizures. Bank of
America's new policy extends its moratorium to the entire nation. Lenders
are being pressed by lawmakers to halt foreclosures amid allegations that
employees used unverified or false data to speed the process. "

Read full article

So, which might that mean for Arizona, a non-judicial state? I found this
interesting CA article..

"In Non-Judicial Foreclosure states, lawsuits as to this chain of title are
not allowed after the foreclosure sale. Therefore, the banks could go on
foreclosing on these homes, as they wouldn't be held up by the extra
litigation. If they got the home sold, they were ok.
Bank of America is apparently making this decision to stop foreclosure sales
in all states out of overall business prudence, not just legal necessity.
....." Guess that is a mark up for them. (perhaps a little, too late.)

Read full article

Elaine Beery CNE,ABR,CDPE,SFR,CSSN
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

2010-10-02T08:13:00.001-07:00

Elaine Beery 480-570-1912 Here, and well, just when you think mortgage rates
can't go much lower-they do! If you are on the fence thinking of buying a
home, this would be considered the "Perfect Storm". Low home prices, coupled
with very low interest rates, and throw in required down payment to be in
some cases only $1,000..it just can't get any better! Call for details or
For the rest of the story click;
http://ping.fm/Bi9sx
30

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

2010-09-24T08:15:00.001-07:00

Qualified homebuyers who will be owner-occupants can receive up to 3.5
percent of the final sales price that can be used toward closing cost
assistance, including a home warranty, if available. Click here for t he
rest of the story;
http://ping.fm/c6kp4
ves-for-reos-2010-09-23

Eligible offers must be submitted on or after September 23, 2010, and must
close by December 31, 2010. The sale must close within 60 days of the offer
being accepted.

So call me if you want to take advantage of these great incentives.

Elaine Beery CNE, ABR, CDPE,SFR,CNNS
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

2010-09-19T13:55:00.001-07:00

What are your thoughts, have we bottomed out?

http://ping.fm/JCIa7
-distressed-home-sales-2010-09-16

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

CDPELogo_bw_72dpi_70x69SFR_Logo.small
abr

The contents of this e-mail are private and confidential. To that end, if
you believe you have received this e-mail in error, you are advised to
immediately delete this email and contact the sender.

2010-09-08T15:50:00.001-07:00

Arizona Association of
REALTORS

Arizona Association of REALTORS To
get the advertised 4% mortgage rate, the article says, a borrower would need
a 720+ credit score, 20% down, enough money in the bank to cover 2 mortgage
payments, no late credit-card payments in past 2 years and no
foreclosure/deed-in-lieu/short sale in past 3 years...

http://external.ak.fbcdn.net/safe_image.php?d=449a14612369d03c4a6e781e7f6f66
ad&w=90&h=90&url=http%3A%2F%2Fi.azcentral.com%2Fi%2Fsized%2F4%2F0%2F9%2Fe298
%2Fj350%2FPHP4C6C9372C2904.jpgLow mortgage rates out of reach for most
Arizonans

www.azcentral.com
Low mortgage rates out of reach for most Arizonans, Mortgage rates are lower
than they've been in years, but strict loan-underwriting requirements are
keeping most consumers from taking advantage.

Please let me know
Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

CDPELogo_bw_72dpi_70x69SFR_Logo.small
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2010-09-01T08:05:00.001-07:00

High levels of unemployment and the strain of housing costs continue to keep
consumers mired in financial distress, according to data released by the
nonprofit credit counseling agency CredAbility
. The Atlanta-based organization's quarterly Consumer Distress Index
measures the financial
condition of the average U.S. household. Click the link for the rest of the
story;
http://ping.fm/mOe0P
ss-credability-2010-08-27

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

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2010-08-27T08:46:00.001-07:00

Need to hear something positive in this depressed market? Well you are in
luck, the Federal Housing Financing Agency just reported that home prices in
the US rose slightly in the second quarter of 2010.
For the whole story click my link at
http://ping.fm/quY3b
ase-in-three-years-2010-08-25

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

2010-08-24T15:33:00.001-07:00

FHA Kiddie Condo Program

In Arizona, the FHA kiddie condo program is a popular option with Arizona parents who have kids going to college. The FHA kiddie condo program is really just a regular FHA loan with a nickname â€“ mainly because it is used for these college-aged-kids situations.
It doesnâ€™t have anything to do with â€œkiddiesâ€.
It doesnâ€™t have anything to do with â€œcondosâ€ It could be used for a home as well. With prices so low and interest rates historically lowâ€¦this could make sense for quite a few people!!
The term â€œkiddie condoâ€ is just a nickname.
Highlights of The FHA Kiddie Condo Loan Program Include:
It allows non-occupant co-borrowers â€” which means that parents can purchase a condo using their credit and their income but are not required to live in the property â€“ only the co-borrower is required to live in the property.
The property is not considered to be a second home or an investment property. Because it is not considered a second home or investment property, the Arizona mortgage rates are the same as the regular Arizona FHA loan programs.
The kiddie condo program also allows the occupant to charge rent to roommates!
If you need help buying in Arizona, please give me a call. Or if you need to see your home, I would be happy to give you a market evaluationâ€¦

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

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2010-08-14T07:20:00.001-07:00

http://ping.fm/s16iR great
suggestions to help you live More Eco-Friendly;
http://ping.fm/fqy2k

Have a wonderful weekend everyone!!!

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

CDPELogo_bw_72dpi_70x69SFR_Logo.small
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The contents of this e-mail are private and confidential. To that end, if
you believe you have received this e-mail in error, you are advised to
immediately delete this email and contact the sender.

First-time buyers avoiding the outskirts

2010-08-11T08:39:00.000-07:00

As the prices have dropped young buyers have scooped up homes, and as the prices continue to stay low buyers are able to find places in popular Valley suburbs.

Nearly half of the homes sold in the Southeast Valley are in Mesa, Chandler and Gilbert, according to a report by the Arizona Republic. First-timers, who no longer have to go out to the Valley's outskirt developments to afford a new house, are the biggest group of buyers in those popular Valley suburbs.

Builders have made an effort to keep buyers from going to the region's fringes. The result of which is nice homes in a price range first-time buyers can afford. Read full article:
http://ktar.com/?nid=6&sid=1323012

2010-07-20T20:41:00.001-07:00

If you or someone you know needs help buying or selling a home in Mesa- call me... Or visit my website @ www.AzSellsHomes.com

2010-07-01T03:24:00.001-07:00

While there are rumors of what qualifies a Phoenix seller for a short sale
and they are many, the reality is actually very simple. Following is an
explanation of the three major items that most lenders are looking for to
see if you will qualify. You need Financial Hardship, Monthly shortfall, and
Insolvency.

While a short sale is an involved process, you must begin with these
questions;

1. FINANCIAL HARDSHIP
First and foremost a lender will want to see that you have a 'financial
hardship'. A financial hardship is a verifiable issue that has or will cause
you to miss payments or have financial difficulties.

Financial hardships can be issues such as:

. Mortgage Payment Adjustment
. Job Loss
. Too Much Debt
. Business Failure

A simple definition for 'financial hardship' is:
A material change in-between the day the mortgage was signed and today that
has affected your ability to pay.

2. MONTHLY SHORTFALL
Almost every lender will want to see that you cannot afford to pay your
current mortgage. The way that this is demonstrated is on a financial
worksheet that your agent will provide. This is essentially a monthly profit
and loss statement. While this may sound difficult in reality determining
whether you have monthly shortfall or not is actually relatively easy.

The Shortfall equation is:
Total Monthly Income - Total Monthly Expense = Monthly Shortfall

If you do not have a monthly shortfall but will have one soon due to a
payment increase or pending layoff, etc. then you may still qualify for a
short sale as long as this issue is verifiable.

3. INSOLVENCY
In order to qualify for a short sale, you must not have the means to pay
down your mortgage. This means that the mortgage company wants to see that
you owe more than you have in cash (known as being insolvent).

You do not however have to be completely broke ï¿½ this is a common
misconception, the lender will want to see that over time you will not be
able to pay your mortgage obligation. Having money in the bank for living
expenses is common and will not disqualify you.

In order to go through these issues it is recommended that you sit down with
your agent and examine each one in detail. While a short sale may seem like
a difficult process the right agent can make it a relatively simple one.

Call or email to make an appointment with me today and get yourself started
on the path to financial recovery!

Don't be statistic

Foreclosures Accounted for 31% of Q1 Home Sales:
RealtyTrac
RealtyTrac released a new industry report Thursday, which shows that homes
already foreclosed or somewhere in the process accounted for 31 percent of
all residential sales in the first quarter of 2010. A total of 232,959 U.S.
properties in some stage of foreclosure - default, scheduled for auction, or
REO - sold to third parties in Q1. The company also found that the average
sales price of properties in foreclosure was nearly 27 percent below the
average sales price of non-distressed properties.

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

Elaine@BeeryRealty.com
www.BeeryRealty.com
www.Shortsales-Elaine.blogspot.com

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Quick notes on what you need to do to buy a home.

2010-06-28T10:23:00.000-07:00

RE/MAX Achievers Elaine Beery
BeeryRealty@gmail.com

480-570-1912 "Your Beery Good Agent'
My Website http://www.azbuyshomes.com/

10 Ways to Prepare for Homeownership

1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develop your home wish list. Then, prioritize the features on your list.

3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.
4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.

7. Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.

Reprinted from REALTOR® magazine with permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2008. All rights reserved.

2010-06-28T09:41:00.001-07:00

In Arizona, 1 in 3 homes are upside down, meaning they owe more than what
they could selll their home for. About 47% of those folks are in defalt,
(on the path to foreclosure). Only 27% of them have asked for some type of
assistance. Your fate is in your hands, Just ask for help!!

But be Careful-there are many that are trying to take advantage of you in
this situation. When it come to a Loan Modification, you should not have to
pay anything up front. And can deal with your bank directly. Selling your
home as a short sale is an option, some do charge an up front fee, but most
of the Realtors don't.

Elaine Beery
RE/MAX Achievers
480-570-1912 Direct
800-525-9471 Tolll Free (ask for me)
480-248-2826 Fax

Elaine@BeeryRealty.com
www.AzSellsHomes.com
http://beeryrealty.blogspot.com/

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Short sales, Mesa Arizona, Elaine Beery RE/MAX Achievers

2010-06-24T17:38:00.000-07:00

2010-06-24T14:22:00.001-07:00

You or someone you know foresees a problem paying your mortgage, call or
email me there are options!! What more info go to
http://ping.fm/l1t3V

Elaine Beery

RE/MAX Achievers

480-570-1912 Direct

800-525-9471 Tolll Free

480-248-2826 Fax

Elaine@BeeryRealty.com

www.BeeryRealty.com

www.Shortsales-Elaine.blogspot.com

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2010-06-23T09:20:00.000-07:00

Getting Ready to Sell Your Home

When you begin planning to sell your home, there are several important documents to have handy:

• Deed: Contains the property’s full legal description and lists all the people with title to it.

• Tax records: List what current property taxes are.

• Utility bills: Inform prospective buyers of how much it costs to heat or cool your home. It's good to have actual cost information readily available. And receipts or documentation for any energy-saving features you have installed can be an excellent selling feature.

• Records of repairs or improvements: Document what was done and when, plus how much you paid. If improvements required a permit, have the permit available too.

• Mortgage information: Your current statement should show current balance and contact information for the payoff balance.

• Any manuals or warranties on items that are staying with the home; i.e..ceiling fans, speakers, water sprinkler systems, appliances, hot water heater, air conditioner, roofing.

When you are ready I am here to help you through the process, and if you have any questions please feel free to give me a call/email!

Elaine Beery

RE/MAX Achievers

480-570-1912 Direct
800-525-9471 Tolll Free
480-248-2826 Fax

BeeryRealty@gmail.com
http://www.azbuyshomes.com/ or http://www.assistancewithshortsales.com/
www.BeeryRealty.com/blogspot

2010-06-23T08:03:00.001-07:00

Starting the day on a good note, My AC is working now, so it is Ok again to live in Arizona...Favorite time of day; early morning becaure I can do my gardening!!

The Buzz is talking about the First Time Home Buyer Credit being extended!

2009-10-18T09:05:00.000-07:00

Well everyone is buzzing about the Home Buyer Credit and will it be extended, for how long, to whom will it be given to this time, and how much will be given? These are great questions and to answer them yet would be just speculation. But finding answers is like finding pennies...they are everywhere!

I will attempt to put some of the most current but by far not the only websites together to try to help you sort out if you qualify, how much you will get, how and when you will get it and what time frame you need to do something to get it.

http://www.federalhousingtaxcredit.com/2009/faq.php [ has a lot of info about it.]

http://portal.hud.gov/portal/page/portal/HUD/topics/buying_a_home [ is a great guide from HUD]

http://www.irs.gov/newsroom/article/0,,id=204671,00.html [here it is from the horses mouth-so to speak]

http://www.hud.gov/buying/comq.cfm [some info about renting VS buying and other questions you might have]

Well that should get you started, and if you need more info please call or email! I would love to help you!!

Over and Out...

Noticed that blogging is good for the soul!

2009-10-08T17:02:00.000-07:00

I was thinking about what should I write about, and things keep popping up. Trouble is, I need to allow for some time to do it. :)

As it starts to cool down, we all start thinking about the holidays, and how we might end the year. I would like to end it with many friends, laughter and good music.

So to all my friends and the ones to come...be sure to catch me near the end of the year to see how it actually plays out.

Now on to business notes; The interest rates are holding steady, but they will only be like that for I would say 2-3 more months...Say beginning of January I believe the rates will go up, perhaps not by much but it will keep climbing I think for most of the spring. Now of course I don't have the crystal ball. But they have been very steady for a very long time...so it is bound to happen.

The housing inventory is consistently going down in the east valley of Arizona and if you are looking to find a home under $200,000 there are bidding wars going on. For instance, I helped a couple to make an offer last weekend on a home listed at $115,000 we offered $120,000 and still didn't get it. It is a hard reality...but that says a lot to the potential sellers, perhaps it is time to get your home listed!!
The average days on the Market are going down as well
These 3 things are really the biggest factors right now to get your home sold;

(The Beauty Contest) The condition of the home- is it clean, does it have the appliances, does it appear to be in working order, are all the light fixtures in place does the front and back yard appealing to the eye, and easy to maintain.
(The Price Contest) The price of the home if it is where the comps put it at, then the home is getting bids....if the home is listed a bit lower it is getting multiple bids, and if the home is price too high people are not even looking.
(The Location Contest) there are a couple of really hot spots right now...of course I would love to tell you, but it does give you a good reason to call.

I am always look to help you Buy/sell your home...so why not give me a call and see what I can do for you!

The Dog Days of Summer Bring Home Buyers

2009-08-27T14:33:00.000-07:00

Well it's hot...and so is the market in Arizona.

As everyone is gearing up for school and getting back into the routine, folks are looking to take advantage of the incentives for first time home buyers and the great incentives for people buying REO (Bank Owned) properties. Sales in the East Valley are close to the sales numbers from 2005...we never thought it could be, but here it is again. Granted the prices are much lower- but the MLS has reported consistant growth in sales starting in April and growing.

So if you are thinking of listing your home, or buying a home in the East Valley your not alone. Be ready for multiple offers and bidding... Remember there are always two competitions.

one is the beauty competition
one is the price competion.

It takes both to get buyers to fall for you home. You can be the most stunning home on the block but if you are over priced, then buyers will move on. likewise, if your price is the lowest but there is no curb appeal, and the home is in bad condition it will be on the market for a longer period.

Best thing you can do is be proactive; stay on top of what your neighborhood prices are doing, and fix things on your home you know someone will call out...don't wait to see if it becomes an issue.

For more tips you can contact me directly at beeryrealty@gmail.com

Take care until next time.

More Money For Bank owned Buyers in Arizona!!!

2009-08-18T12:49:00.000-07:00

22% Purchase Assistance / REO Home Buyers

The YOUR WAY HOME AZ Program provides a purchase subsidy for buyers of REO properties. The Arizona Department of Housing is offering a statewide program to encourage buyers to purchase foreclosed properties. The program is available to all buyers who qualify, not just first-time home buyers. $20,000,000 available for home purchase assistance.

HIGHLIGHTS INCLUDE:

Program provides a subsidy of 22% of sales price.
Purchase price must be discounted 1% from appraised value.
No repayment of subsidy required if buyer stays in the home for commitment period (5-15 yrs. depending on subsidy amount).
A 3% minimum down payment required (1% must come from buyers own funds / 2% can be a gift from approved source).
Maximum income of 120% of median income for the county.
Homebuyer must complete 8 hrs. of Homebuyer Education prior to closing.
Maximum debt-to-income ratio of 31/43%.
Valid on primary residence purchase only.
One-unit detached single family homes, condos, & townhomes are eligible.

Yes, it’s a deferred second mortgage loan with zero percent interest, no monthly payment and will be forgivable after a period of time.

It is forgivable after a period of time based on the amount of the loan.

Ø 5 years for assistance of $15,000 or less.

Ø 10 years for assistance of $15,001 - $40,000.

Ø 15 years for assistance of more than $40,000.

Example

Purchase Price $148,500

Appraised Value 150,000.

3% from Borrower 4,455.

22% from ADOH 32,670.

Mortgage Amount $111,375. (75% LTV)(No MI)

Don’t forget: The $8,000 First-Time Homebuyer Tax Credit requires purchases to be closed before December 1, 2009.

Elaine Beery

Cell: 480-570-1912 Email:Beeryrealty@gmail.com Website: www.AzBuysHomes.com

Buying VA Forclosures

2009-08-05T13:11:00.000-07:00

If you are interested in getting into the real estate industry you are not alone. There are thousands of people that have found foreclosure investing to be a great way to make money. But just like anything else, there are some people that are more successful than others. In order to be a success, you will have to know what properties to buy and how to assess them.

As far as buying properties is concerned, you may want to look into VA repossessed homes. These are homes that had loans that were initially insured by the Department of Veterans Affairs. In other words, the VA put insured these loans to the lender so that military veterans would be able to own a home just like anybody else. By doing this, the VA is guaranteeing that the veteran will pay the mortgage as requested. When this does not happen, the bank takes back the home, and the VA has to pay the bank for any losses that may have incurred. In other words, the VA is taking a large risk when it comes to this practice.

Buying VA repossessed homes is a great way to get a home at a good price. Many people do not try to buy VA repossessed homes for one reason; they think that only military personnel can buy these homes. This is a myth that surrounds VA repossessed homes, and is definitely not true. It is true that only veterans can get the help of the Department of Veterans Affairs, but it is not true that only veterans can buy VA repossessed homes.

Regardless of who you are, you can take advantage of VA repossessed homes. The reason that these are such great investment properties is because you can usually buy them for well below the market value.

When you are investing in VA repossessed homes make sure that you take repair costs into consideration. Often times these properties are in bad condition because the past owner failed to keep it up.

VA repossessed homes are available all over the United States Especially in Arizona. Regardless of what state you live in, you will be able to find VA repossessed homes in your area. Forget about all of the myths that surround these homes. The only thing that you need to know is that VA repossessed homes are great buys, and anybody can take advantage of them. There are no special requirements involved!

Please contact me if you want more information about these or HUD homes in the South East Valley --sited--R.E.A.

Buy or Sell Homes in South East Valley of Arizona

Tips and Tricks for and about Real Estate

Calling all Sellers....Investors are getting their hands on many of the homes in the Valley of the Sun- competition is again the name of the game!

Office and home rent will continue to rise, according to MSNBC

Bottom Line - Office and home rent will keep rising and rising

Feel Free to call or email if you have any questions...

February Buffini Blast

Thinking of Selling? Use the Short Sale or Stay Calculator

January 2012 Market Report

January 2012 Newsletter

December 2011 Newsletter

5 Reasons the Holidays are a Great Time to Sell

1. Most areas are in a declining market – In adeclining market, a home owner will typically get a better sales price nowrather than waiting until after the holidays or even spring.

2. There is less competition – Many homeownerstake their homes off the market for the holidays. As a home seller, this meansthere is less competition. Generally more homes come back on the market afterthe holidays, which means increased competition for the seller.

3. More serious buyers shop for homes duringthe holidays – The buyers that take the time to look for homes are usually moreserious. Some may be relocation buyers that need a home before the end of the year.Some investors may also want to close before the end of the year for taxreasons.

October link to my newsletter-

New Home Sales fell in August for the 4th month

Things to consider if you want a home with a pool in Arizona.

Golf course Home in Mesa

Val Vista Lakes Gilbert Arizona--Lake Property in the Desert...Yes, Your Very Own Oasis

Tips to sell your home

10 Quick & Easy Energy-Saving Summer Tips

interesting reading

Wonderful home for sale in Gilbert Arizona

Buying Bank Owned property in Arizona

3 Great tips for buying HUD properties in Arizona

The good, the bad and the ugly news about Real Estate in Mesa, Gilbert and Queen Creek

So excited to share my website, please take a peek!

Where in the world did all the houses go??

Spring is just about here...

Survey: Rising Rates, First-Time Homebuyers Drive Market in November

First-time buyers avoiding the outskirts

Quick notes on what you need to do to buy a home.

Short sales, Mesa Arizona, Elaine Beery RE/MAX Achievers

The Buzz is talking about the First Time Home Buyer Credit being extended!

Noticed that blogging is good for the soul!

The Dog Days of Summer Bring Home Buyers

More Money For Bank owned Buyers in Arizona!!!

Buying VA Forclosures